I have a good credit history but I need a debt consolidation loan. Where do I go?? - business consolidation loan
My debt income is high, because I used my personal credit to help my business. I have tried to apply for credit cards to transfer balances, but nobody is ready to help. Recommendations?
Friday, January 8, 2010
Business Consolidation Loan I Have A Good Credit History But I Need A Debt Consolidation Loan. Where Do I Go??
3 comments:
You need to get a loan from the house ..... if you own home.
You need to get a loan from the house ..... if you own home.
First:
Talk to an agent, broker for the company includes many (I'm looking for 150 businesses), you only need to take a credit for 1 hours to complete and to see my credit card. A single lender (not a broker) programs are available, but can not in a position to help you and your situation, then go somewhere else and that person pulls your credit (what I mean.) If you do not buy, your credit card will be confiscated and is considered a soft pull, for a period of 30 days. How to buy a car is too good for 30 days. When you order a credit card, the one "is hard" as a pull-down and pull your credit score.
All is not hopeless - OK - take a deep breath. If your credit score of 500 or more, everything is possible.
Lenders look at the average of 3 ... Results. If you have only 1 or 2, the results (I've seen), it is still viable .... But if a lender sees the whole picture - credit - income - job time, etc. - you will not use a true picture of what you can afford - Hope this helps - where government and pROGRAMS around, but they are also trying to work, etc. .... This is not so much looking for a loan - but other factors are taken into account. Must be with a government loan - collections and judgments (most do not know, pay PPL), but the FHA is true.
Decide which type of program (loan), will miss you. A review of 30 years is more or less to the current rate of 6.5 right - but if you have an LTV of 90 percent, the rate is about 7 percent LTV and 95 is 7.375 and 100 is 7.5 percent (this only an estimate because I do not know what your credit score is .... there are only loans - adjustable loans, option arm (where you choose the payment of 4 payment, including interest only.) lower interest payments, but nothing is paid at home. Some self PPL as payment options, in a lean months when the money is found. But they pay a lesser amount.
Good luck to you - an agent who cares what happens to you, and keep in touch with you every day. The customer service is the important to you, the customer, to tell you the entire loan process
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